Collect payments easily and quickly
With Payit™ from NatWest, send payment requests swiftly and securely as a link or QR code, without the need to share or collect bank/card details. Simple for you to send, easy for customers to pay.
You can also refund customers quickly and easily. Just provide the original payment reference in your API request and we’ll do the rest.
Eligibility criteria and fees apply.
Eligibility
You will need to sign up to Payit terms and conditions and you may need to hold an account with us. Your business must be based and trading in the UK with a turnover above £2m. You must be 18 years or older. Fees apply. Speak to a NatWest Relationship Manager (where relevant) for further information, or request a call back.
Ensure your customers can pay you easily in an efficient way that suits your business
Simple and efficient payments
Can Payit remove the headaches from your payment processes?
Which solution best meets the needs of you and your customers?
By by link
Scan QR code
Embedded Payit button
Hosted journey
Drop a payment link into a text, email or social message.
One-time links – single-use payment requests with flexible payment amounts per customer.
Manual reusable links – reusable payment requests that can be used multiple times by one or more customers. Set a fixed regular payment or let the customer choose how much to pay.
Send a QR code or present it in person.
QR codes can be used in person or even in print, such as sending a letter by post – easily connecting your analogue channels with digital payments.
Embed a Payit button on your site’s payment page.
Embedded integration puts the full Payit payment journey directly into your website – no need to redirect your customers to a Payit-hosted page.
Payments are just as smooth as ever, but the pages, branding and experience are 100% yours whether on mobile or desktop.
Choose from a hosted journey, or fully embed Payit into your website or app.
Hosted journey is our off-the-shelf, Payit-hosted, Payit-branded customer journey. No technical integration needed, just silky smooth payment journeys on mobile and/or web browser.
More reasons to choose Payit
Get confident with settlement of funds advice*
Get instant notification of payments being received with payments settle API status. With the ‘Payment settled’ flag and you can be confident to start work or send the goods with confidence.
No additional cost, simply opt in and enjoy the reassurance of knowing everything’s sorted.
*Availability is determined on a case-by-case basis, with decisions made individually upon meeting the required criteria.
Effortless Refund Management: Send Partial or Full Refunds Instantly
Using our simple collecting payments API request, send an automatic refund request via Payit, as early as the next business day. You don’t meed to know or store customer account information. All you need is the original payment reference and Payit will do the rest for you.
Send partial or full refunds, you can even send more than the original amount. And, you’ll receive updated reconciliation reports to keep on top of your finances.
Customer stories
Salad
Salad – the innovative short-term lender – has teamed with Payit™ to transform how their loans are repaid and smooth the consumer experience.
Williams Trade Supplies
With Payit, Williams found a cost-efficient solution for collecting and sending payments, offering their customers a fast and easy way to pay online, remotely and in-store.
Sun-Hat Villas and Resorts
Sun-hat Villas, an online travel agent, previously relied on a payment system that demanded significant manual effort from both its staff and clients.
FAQs
How does Payit work?
Payit utilises secure Open Banking APIs to facilitate payments without the exchange of account details. This is achieved through a payment initiation call to the customer’s bank via Open Banking APIs. The customer authorises a payment using their bank’s online or mobile banking journey and funds are sent as a Faster Payment.
The API technical integration is relatively straightforward, and we have a readily accessible sandbox which you can use to safely develop and test in. Please see our developer zone for technical specs.
If you are using e-Commerce site such as WooCommerce then you can request our plug-in.
How much does it cost?
Our charging structure is based on a fixed rate per transaction, with discounts applied for large volumes. Please complete the form with your business details and we’ll happily contact you with details of pricing.