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    Payit™ for you

    Whether you’re shopping online, getting a refund for your train ticket, or simply splitting the bill with friends, Payit offers a secure, simple and fast way to make and receive payments to the bank account of your choice.

    A person using Payit for payments on mobile
    A person using Payit for payments on mobile
    Secure – no card or bank details shared, reducing fraud risk

    Secure – no card or bank details shared, reducing fraud risk

    Simple – no bank details to type, just a few clicks

    Simple – no bank details to type, just a few clicks

    Fast – make a payment and receive refunds almost instantly*

    Fast – make a payment and receive refunds almost instantly*

    Security and simplicity

    A payment method you can trust

    • The security and trust you’d expect from NatWest
      Payit is backed by NatWest, but you don’t need to be a NatWest customer to use Payit. Payit helps you to protect your privacy and could help prevent fraud as no bank account details are shared, keeping your information safe.

    • Payments made easy for everyone
      There is no need to sign-up, register or provide bank account details when using Payit, you can simply select Payit at checkout and pay in just a couple of clicks. You can also use Payit when receiving a refund, helping you to get your money back swiftly*.

    • Have clarity and control over your finances
      Payit lets you check your bank account balances before you make a payment so you can choose the most suitable bank account to pay from. When you’re receiving a fund, you can also select the best account to receive the money to, giving you more clarity and control over your finances.

      *In the majority of cases, payment will be near-instantaneous thanks to the Faster Payments Service. However, banks may retain certain payments for additional checks. If approved, payments are guaranteed to arrive within 2 hours. Eligibility criteria apply.

    A payment method you can trust

    How it works

    Making payments

    Receiving payments

    Request payments with PayMe

    Splitting the bill? Sending money to your family?

    NatWest customers can request payments with PayMe, powered by Payit open-banking technology.

    PayMe is available via the NatWest banking app, offering a secure, swift and simple way to send payments to your friends and family, without the need to share bank account details. Just look for the PayMe logo in the app and request a payment from anyone who uses online or mobile banking in the UK and has an eligible account with a participating UK bank.

    PayMe has the same bank-grade security you’d expect from NatWest, so you know you’re in safe hands.

    Learn more
    Splitting the bill? Sending money to your family?

    FAQs

    What is Payit?

    Payit is a safe, simple and fast way to pay & get paid. No need to login, sign up or get card details. No passwords or authorisation codes. Just see all your bank account and account balances in one go. Then select the way you’d like to pay or get paid.

    Do I need to be a NatWest customer to use Payit?

    No. Payit is available to customers of all major UK banks. You do not have to be a NatWest customer to use Payit.

    How much does it cost to use Payit?

    Payit does not charge for you to pay or get paid with Payit.

    Is there a limit on how much I can pay & get paid with Payit?

    There is no limit on how much you can pay & get paid. However, there may be a limit on how much your Bank allows you to transact. This is set by the Bank and is not a limitation placed by Payit.

    What benefits does Payit offer our customers?

    Secure: No bank account details are shared, meaning nothing for fraudsters to get hold of

    Simple: No need for cards or manual typing of card details, login or sign up – pay in just a couple of clicks

    Fast: Payments settled in near real time*, resulting in speedy refunds and removing issues with funds being declined when you pay

    Bank-grade security: Payit is backed by NatWest, but you can use Payit with every major UK banks

    *Payit uses Faster Payments to clear and settle the payment, so funds will be received immediately, if not guaranteed within 2 hours.

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